Terms and Condition

Your Notice Matters.

This explains terms and conditions associated with dealing and operating with Stamberger Capital Management LLC.

Legal Agreement

Terms & Conditions

These Terms & Conditions (“Terms”) constitute a legally binding agreement between you (“User,” “Applicant,” or “you”) and Stamberger Capital Management LLC (“Company,” “we,” “us,” or “our”) governing your access to and use of our website, applications, and financial services platform (collectively, the “Services”).

By accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not use the Services.

1. Nature of Services

The Company operates as a financial technology platform that may function as:

  • A direct or indirect lender
  • A loan broker or facilitator
  • A marketplace connecting borrowers with third-party lenders
  • A referral and marketing intermediary

We do not guarantee loan approval or funding from any lender or financial institution.

2. Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts. You represent that all information provided is accurate, complete, and truthful.

3. Loan Application Consent

By submitting a loan inquiry or application, you authorize us and our partners to:

  • Verify your identity and financial information
  • Obtain consumer reports and credit data (FCRA compliance)
  • Share your information with lenders, brokers, and referral partners
  • Evaluate your eligibility for financial products

4. Communications Consent (TCPA)

You expressly consent to receive communications from us, including calls, text messages, and emails, which may be delivered via automated systems or prerecorded voice messages.

Consent is not required as a condition of purchasing any product or receiving a loan.

5. No Guarantee of Approval

Submission of an application does not guarantee approval, funding, or receipt of any financial product. All credit decisions are made by independent lenders or financial institutions.

6. Fees and Charges

We may receive compensation from lenders, brokers, or partners for facilitating introductions or services. You acknowledge that such compensation may exist and does not affect your cost of borrowing unless disclosed by the lender.

7. User Obligations

  • Provide accurate and current information
  • Not misuse the platform or engage in fraudulent activity
  • Maintain confidentiality of account credentials
  • Comply with all applicable laws and regulations

8. Prohibited Activities

  • Fraudulent or misleading applications
  • Identity misrepresentation
  • Unauthorized access or system interference
  • Money laundering or illegal financial activity

9. Third-Party Services

Our Services integrate with third-party lenders, brokers, credit bureaus, identity verification providers, and analytics services. We are not responsible for third-party actions, policies, or decisions.

10. Fair Credit Reporting Act (FCRA)

Consumer reports may be obtained and used in connection with your application. If adverse action is taken, you may be entitled to a notice identifying the consumer reporting agency used and your rights under federal law.

11. Limitation of Liability

To the maximum extent permitted by law, the Company shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Services, including decisions made by third-party lenders.

12. Indemnification

You agree to indemnify and hold harmless the Company, its affiliates, officers, and partners from any claims, damages, or liabilities arising from your use of the Services or violation of these Terms.

13. Termination

We reserve the right to suspend or terminate access to the Services at any time for violations of these Terms or applicable law.

14. Dispute Resolution & Arbitration

Any dispute arising out of or relating to these Terms shall be resolved through binding arbitration, except where prohibited by law. You waive the right to participate in class actions.

15. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States and applicable state financial services regulations where the Company operates.

16. Changes to Terms

We may update these Terms at any time. Continued use of the Services after updates constitutes acceptance of the revised Terms.

Contact Information

Stamberger Capital Management LLC
Legal & Compliance Department
Email: support@stambergercapitalllc.com